Investments

Empowering growth in the digital era

Partnering with entrepreneurs and investors

Nevestor's investment activities focus on cases and projects that relate to financial technologies and businesses in the digital era through its investing, financing and other supporting activities. Nevestor creates value through catalyzing such processes that leverage such modern digital business models further, and help to realise their potential.

We collaborate with co-investors and financiers offering equity, debt and mezzanine solutions that enable growth and success of these digital businesses.

We always focus on innovation, to stretch boundaries and disrupt the status quo of financial services businesses. We make smart moves that are oriented towards the future. We always strive to do more, and to do important and meaningful things with the resources we have available, to make things better. We never stop. We are always trying to do and discover new things we are excited about. We are seriously in the business of starting and growing new things.

Investment strategy

Build a select number of leading digital FS businesses

Develop strong strategic and operational partnerships

Drive innovation and operational excellence within each of our investee companies

Build and maintain a balanced international presence

Attract other international co-investors and financiers

Create value through consolidation for greater scale

Continuously explore new business opportunities

Take smart and measured risks

Crystallise the value of our investments

Maintain a strong balance sheet

Even if we are excited of the future prospects of digital growth, our principal investment activities are always also inspired by timeless entrepreneurial values such as hard work, independence and common sense. However brilliant an idea may be, it has to be of common sense too. Anything that cannot be reasoned with common sense as well rarely works. Future-oriented, innovative spirit must be combined with experience and pragmatism in order to succeed, to connect the future opportunity with today's realities.

How we create value

Our approach is to drive growth and profitability in each one of our businesses. We do this by:

Ensuring strategic and operational excellence

  • Developing strategic roadmaps and expansion strategies to realise value, while sometimes not selling at all, if there is a long term fit within the group
  • Introducing KPI and reporting standards
  • Adding industry experts where necessary

Attracting world-class talent

  • Leveraging our international network to attract world-class talent
  • Leading recruitment, as well as design and implement incentive plans
  • Facilitating connections within the Nevestor network

Developing strategic and operational partnerships

  • Driving key strategic partnerships for investee companies
  • Assisting in negotiations and support implementation

Partnering with co-investors

  • Attracting co-investors and financiers
  • Executing fundraising processes

Introducing good governance

  • Maintaining active board representation in investee companies
  • Recruiting competent and experienced board members
  • Ensuring sufficient internal control environment

Ensuring risk management

  • Ensuring robust risk management processes are in place
  • Monitoring risks regularly by screening risk information
  • Addressing cyber risks across investments

Criteria for New Investments

Nevestor applies a focused and transparent approach to new investment opportunities. Companies are generally evaluated on the basis of these ten investment criteria to validate each investment case.

Market opportunity

Addresses a material need with a significant profit pool

Team

Led by a talented and experienced team

Market leadership

Potential to be well positioned relative to peers

Barriers to entry

High barriers to entry protect the business model from competition

User engagement

The business is characterised by repeat clients

Technology

Places innovation and product development at its core

Path to profitability

The economics of the business are positive and sustainable

Returns

Based on realistic projections, the entry price allows for appropriate risk-adjusted returns

Reputation

Only businesses that are compatible with our values and companies that subscribe to our values

Ownership

Opportunity to own a material stake in the company over time and form long-term partnership

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